Everybody knows that the price of insurance is normally based on the driver rather than the vehicle, however that doesn’t mean that the car won’t have an impact. Certain vehicles are far cheaper to insure than others because things like repair costs, price of parts, value of the car and security measures employed.

Here are some of the cheapest cars to insure on the roads in the UK:


It’s officially the cheapest OTR priced car available in the UK and this, combined with very low repair costs, helps to keep its insurance in group 2. This means that if you’ve got a driving licence and some experience behind you then you’ll pay next to nothing for your insurance – while learners and new drivers will still benefit from very low premiums.


Providing a more sophisticated drive than the Sandero with a lot more luxury features, the Twingo is a city driver’s dream. There are plenty of safety features and security measures installed on this vehicle and the small engine keeps the insurance group down. Not only is this vehicle cheap to insure, the overall running costs will be very manageable thanks to good mileage and low CO2 emissions.


Thanks to being firmly in insurance group 1, this 1 litre engine city car is incredibly cheap to insure with some fully comp quotes coming back from as low as £200 a year! If you’re looking for a cheap little run about then the Up! could be exactly what you need.

FIAT 500

Yet another small city car to add to the list of cheap to insure vehicles, the 500 is one of Fiat’s best selling cars of recent years due in large part to its retro stylings. Even though it only has a 1 litre engine, the lightweight body makes this feel very sharp and nippy when behind the wheel. Repair costs are relatively cheap and its excellent reliability makes insurance premiums much lower than you might expect.


Looking for something cheap to insure but with a bigger engine and much, much more room than the small city cars on this list? Surprisingly, the Peugeot Partner falls into group 2 insurance with its 1.6 litre VTi pretrol engine and urban trim that helps it get to this level, giving it great looks and plenty of room while keeping your premium nice and low.


One of the cheapest to run small families cars around, the Kia Rio, also benefits from exceptionally low insurance with the 5-door Air model. This isn’t a city car that’s been dressed up to be bigger either, you get plenty of boot space, engine power to be proud of and CO2 emissions that put you almost out of road tax.

If you’re looking to change your car and want something that will keep your insurance premium at a minimum then come and check out our range of used cars at Nathaniel Cars today. Our vehicle stock is always changing so get in touch with us today if you’re looking for something specific.