Get in touch Call Nathaniel Cars Bridgend: 01656 662277
or Nathaniel MG Cardiff: 02920 105555

1.    For the period of 12th November to 24th December inclusive, On retail sales of ALL cars/trucks NEW or USED we are offering a Flat Rate of 2.9% on finance provided by Nathaniel Car Sales Ltd *subject to status
2.    The finance provider will be decided by Nathaniel Car Sales Ltd
3.    The lending criteria for the finance companies will be based on their standard Terms for doing business, prevailing at the time of proposal.
3.1    The offering of these rates are not guaranteed, if applicants do not meet the criteria applied by the finance companies involved.  Alternatives will be offered if this is the case.  These rates will be higher and are beyond our control.  Acceptances of these new terms are not obligatory.
4.    The rate of 2.9% flat will only apply to deals funded over 12-48 months.  Deals with a term of 49-60 months will incur a rate life of 1% i.e. 3.9%
5.    Deferred payment rates will rise to 3.25% and 4.25% respectively.  The first repayment will start 3 months after signing agreement.  Again, this is not obligatory.
6.    All rates quoted will be fixed for repayment period agreed upon signing.
7.    All agreements will be protected by the act of 1974
8.    Early repayment is possible and the Terms and Rules are covered by the finance act 1974   .  Details are available on the website of Financial Conduct Authority,   
9.    More than 1 payment option will be quoted e.g. various term payments or repayment type.  Please ask for more details to see what suits you.
10.    If you have any questions or issues that is not dealt with the above, please contact Wayne Griffiths, Managing Director on 01656 662255 or Email at

Example 1

Vehicle Price £5,995.00
Deposit £1,000.00
Advance to Finance £4,995.00
Period 4 Years (48 Months)
48 Payments of £119.10
Price Includes:  
Credit Facility Fee £199.00
Purchase Fee £149.00
Flat Rate 2.9%
APR 9.1%

Example 2

Cash Price £11,795.00
Deposit/Part Exchange £1,795.00
Total amount of Credit £10,000.00
Purchase fee
(inc in payments below)
Credit Facility
(incl in payments below)
Total Amount Payable £14,802.60
Initial Payment £199.00
40 Monthly Payments £193.84
Optional Final Payment £5,055.00
Duration of Agreement 42 Months
Representative APR 11.8% APR
Interest Rate (Fixed) 9.9%